📉 Mortgage Market Whiplash – What Buyers Need to Know

  • 04/21/25

📉 Mortgage Market Whiplash – What Buyers Need to Know

The mortgage market has been on a rollercoaster — and buyers are feeling it.

The first week of April brought us the lowest interest rates of the year, dipping to 6.63%. The response was immediate:
🔁 Refinance applications jumped 35%
📈 Purchase applications surged 20%

But the celebration was short-lived.

Just one week later, by Friday, April 11, rates shot back up to 6.97% — the highest levels of 2025 so far.

That kind of volatility can be paralyzing for buyers. It’s confusing, frustrating, and leaves many unsure of when to make a move.

💡 Our Advice: Clarity is Your Competitive Edge

In a fluctuating market, being fully prepared matters more than ever. Preapproval is no longer enough. Skip the basic preapproval. Go straight to full underwriting

✅ Encourage your buyers to get fully underwritten and approved
This means they’ll be ready to act the moment rates dip again — with confidence, speed, and strength.

Questions about how to navigate today’s mortgage environment? We’re here to help — with trusted lender connections and strategic guidance every step of the way.

The Key To Your Dreams ®

As your trusted real estate advisors, we are committed to delivering the highest level of service and marketing, sharing our experience and expertise to help you achieve exceptional results.

Follow Us